When she heard about the national health law’s new pre-existing condition insurance plan, Brown thought she may have found a solution.
Research showed it was her best option, with a premium around $400. But the $2,500 deductible was a deal-breaker.
The Pre-Existing Condition Insurance Plan is meant to provide health coverage for people denied insurance or quoted extremely high rates because of their medical conditions. The program is scheduled to run until 2014, when private plans would be prohibited from excluding people because of pre-existing conditions.
Virginia and 22 other states opted for the federal government to run their plans. The remaining states - some of which already ran high-risk insurance pools - manage their own.
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